Last updated: June 17, 2026
These Terms of Service ("Terms") govern your access to and use of the LendLens platform, website, and related services (collectively, the "Services"), provided by Scaled Up Partners ("LendLens," "we," "us," or "our"). By accessing or using the Services, you agree to be bound by these Terms. If you do not agree, do not use the Services.
LendLens provides a software platform for merchant cash advance ("MCA") and commercial lending originators, including but not limited to merchant application intake, deal management, AI-powered bank statement analysis, and funder submission tools. The Services are intended for use by businesses and individuals operating in the commercial lending space, not by consumers.
You must be at least 18 years old and have the legal authority to enter into these Terms on behalf of yourself or the entity you represent. By using the Services, you represent that you meet these requirements.
You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorized use of your account. We reserve the right to suspend or terminate accounts that violate these Terms.
If you use the Services to collect, process, or submit information on behalf of merchants, applicants, or other third parties, you represent and warrant that you have obtained all necessary consents and have the legal right to share such information through the Services. You are solely responsible for the accuracy and legality of any information you submit or transmit using the Services.
The Services use artificial intelligence and automated processing to generate bank statement analysis, risk scoring, and related underwriting analytics ("AI Outputs"). AI Outputs are provided for informational purposes only and do not constitute financial, credit, or legal advice. You are solely responsible for independently verifying any AI Output and for all underwriting, funding, and business decisions made using the Services. LendLens makes no guarantee as to the accuracy, completeness, or reliability of any AI Output.
Use of certain Services may require payment of subscription fees as described in your applicable order form, pricing page, or agreement. Fees are non-refundable except as expressly stated. We reserve the right to change pricing with reasonable notice. Failure to pay applicable fees may result in suspension or termination of access to the Services.
You agree not to:
The Services, including all software, text, graphics, logos, and underlying technology, are owned by or licensed to LendLens and are protected by intellectual property laws. These Terms do not grant you any ownership rights in the Services. You retain ownership of any data you submit through the Services, subject to the license granted in Section 9.
By submitting data through the Services, you grant LendLens a limited, non-exclusive license to use, process, and store that data solely for the purpose of providing and improving the Services, as described in our Privacy Policy.
The Services may integrate with or rely on third-party providers, including cloud infrastructure, payment processing, and communication tools. We are not responsible for the acts, omissions, or availability of any third-party service.
THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, OR THAT ANY AI OUTPUT WILL BE ACCURATE OR RELIABLE.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, LENDLENS AND ITS AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR BUSINESS OPPORTUNITY, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF THESE TERMS SHALL NOT EXCEED THE AMOUNT YOU PAID US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.
You agree to indemnify and hold harmless LendLens and its affiliates from any claims, damages, liabilities, and expenses arising out of your use of the Services, your violation of these Terms, or your violation of any rights of a third party.
We may suspend or terminate your access to the Services at any time, with or without cause, including for violation of these Terms. Upon termination, your right to use the Services will immediately cease. Provisions of these Terms that by their nature should survive termination will survive, including ownership provisions, warranty disclaimers, and limitations of liability.
We may update these Terms from time to time. We will post the updated Terms on this page with a revised "Last updated" date. Continued use of the Services after changes become effective constitutes acceptance of the revised Terms.
These Terms are governed by the laws of the State of Texas, without regard to its conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Texas.
If you have questions about these Terms, contact us at info@getscaledup.co.